Annuity Solutions Marketing Minutes | February 11th

News in this issue: 

We’re already one month into 2026, and this is the perfect time to build momentum.

If we didn’t connect at the end of the year, let’s fix that. Schedule time so we can help you:

  • Sell more annuities in 2026
  • Create stronger cross-selling conversations
  • Position FIA solutions more confidently with clients

Live Conference: March 26, 2026

At the Colonial Country Club, featuring: EquiTrust, Nassau, American National / American Equity

Why attend?

  • Actionable sales ideas you can use immediately
  • Direct carrier access
  • Networking with other producers
  • Market positioning strategies for today’s environment

If you haven’t registered, you still have time! Register now. 

Equitrust: Limited-time opportunities

3% Bonus Increase continues through March 31, 2026.
Products involved : Market edge (23% bonus), Market power (15% bonus),and Market ten (12% bonus). Now is the time to lock in enhanced bonuses for clients before the special ends!!

Income future updates (now the income future bonus):

  • Enhanced payout structure
  • Strong 8% bonus to jumpstart income (accumulation value and income value bonus)
  • Excellent income positioning at 7+ years
  • FYI: Market early remains highly competitive after just 1 year deferral

Let income be the strength of your sale and give your client more flexibility in their retirement.

Ocean View: Strong short-term play

  • Built-in Cap Lock feature in their FIA
  • 3-Year FIA optionGuaranteed 6.5% first year interest rate
    • 60% participation in the S&P market Annual PTP
    • Great strategy to transition MYGA clients into FIA

Perfect positioning conversation: “Let’s move from fixed-only to growth potential with only tying your money up for 3 years Mr. or Mrs. Client.”

Lincoln: Accumulation made simple

  • Performance trigger: credits full rates for any flat or positive increase after 1 year
  • Dual trigger: credits full rates for any flat or positive increase after 1 year. Also works in a negative market and will return positive returns in a negative market (up to the cap)
  • 10% DRC trigger: credits full rates for any flat or positive increase after 1 year. This index has a risk control feature moving between cash and S&P 500 depending on the volatility

Let’s connect and map out where these fit in your current book of business.
There are real opportunities right now — and we want to help you capitalize on them.

Looking forward to working with you this year. Lets continue to rock 2026 together!!

See newsletter archives

Annuity Solutions Marketing Minutes | December 1st

News in this issue: 

Keep your clients’ RMDs in mind: Time is running out for 2025!

Required beginning age: You must generally start taking required minimum distributions by April 1st of the year after you reach the applicable age. All RMDs after that first year must be taken by December 31st of the year they are due.

  • 70½ if you were born before July 1, 1949
  • 72 if you were born after June 30, 1949 but before 1951
  • 73 if you were born after 1950 but before 1960
  • 75 if you were born 1960 or later

FYI ROTH IRAs are not subject to lifetime RMDs.

Guaranteed lifetime income

Using a Fixed Index Annuity with a Guaranteed Lifetime Income Rider can be an excellent strategy for your client’s portfolio, providing a dependable approach to income. Athene clearly illustrates the difference between a risk-based strategy and a guaranteed income strategy in their latest flyer. See how the Athene Ascent Pro 10 Bonus can help make guaranteed income a meaningful part of your client conversations.

Attached materials are for Pennsylvania only. 

Falling yields and carrier rate drops

10-year Treasury rates are yielding near 4%, and with the Federal Reserve cutting rates, many carriers have been reactive and lowering their rates. Now is a great time to consider Multi-Year Guaranteed Annuities (MYGAs) to lock in a strong fixed rate with your client, or to explore Rate Lock products in the indexed market. These products guarantee that the cap will remain the same for the entire surrender period, so each year your client can expect the same Annual Point-to-Point Cap rate. The days of worrying about renewal rates on the indexed side could be over. Check out Lincoln’s OptiBlend 5, 7, and 10-year products, offering locked rates as high as 8.3%!

See newsletter archives

Annuity Solutions Marketing Minutes | October 29th

News in this issue: 

Rates are dropping fast, don't miss out:

Now’s the perfect time to lock in guaranteed MYGA rates before they go any lower! Clients are looking for security and strong returns, and we’ve got both.

Check out the top MYGA reports: 

These are 100% guaranteed rates locked in for 1–10 years. Talk to your clients today and let’s help you close that next sale!

50% S&P 500 participation = home run potential:

See what a 50% participation rate could’ve done over the last 25 years, it’s impressive.
The EquiTrust Smart Boost Annuity offers that and more, plus a 40% Death Benefit Boost and an extra 1% commission through Dec. 31st, 2025!

Don’t wait – this offer ends soon. Let’s get you qualified!

Gains even in a down market:

Most annuities protect against losses, but what if you could offer growth in a negative year too?

With Lincoln’s OptiBlend Series, you can. Give clients a chance to see positive returns even when the market dips!

Reach out today and we’ll show you how to position this as a powerful growth strategy for your clients.

Finish the year strong!

End 2025 on a high note with more annuity sales and stronger client relationships. Our team is here to help you start conversations, close confidently, and master annuity strategies.

Let’s crush your year-end goals together!

Annuity Solutions Marketing Minutes | October 1st

News in this issue: 

Rates:

Oxford commission special: 

  • 3, 5, 7, 10-year Index products with attractive rates and Guaranteed Lifetime Income options, competitive MYGA rates and more…
  • Commission special-1% bonus for writing an FIA (index annuity) and 1% bonus if a rider is added to the policy for a possible boost of 2% more commission! Get your client quoted today!
  • Flyer and rates.

Equitrust smart boost: 

  • True Death Benefit FIA on the market: 40% BOOST given day 1 on the account.*
    *PA Vesting schedule on the boost is 25% vesting over 4 years to get the full 40% boost. Most states DO NOT have a vesting schedule.
  • Sales have been taking off since this released a little over a month ago in PA! This is a fantastic product to revisit with clients who were previously declined for life insurance or are now outside the typical age range for coverage. This can still give those clients a BOOST on their money if they pass! Great rates.
  • Get more information with brochures, applications, illustrations, sales tools and more.

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