Did You Know: Coordination of Benefits
Everyone knows the over or under 20 employees rule when Medicare is primary, right? Well, did you know that number of employees eligible for the group health plan jumps to 100, if you are eligible for Medicare because of disability and under the age of 65?
When Medicare pays first, you must enroll in Original Medicare A & B even if you are covered by a group health plan. Delaying Part B in these circumstances can result in out-of-pocket expenses and penalties. After enrolling into Original Medicare, this person has the option to pick a Medicare Health Plan or stay on the group health plan as secondary coverage. Click the button below to download a cheat sheet of other situations that you could come across where Original Medicare enrollment is important as it pays first.