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Traditional Life

Single Premium Life

If you have clients that have funds in CD's, money markets, or other places that are earmarked for beneficiaries upon their death, consider suggesting Single Premium Life (SPL).

Single Premium Life offers:

  • A tax-free death benefit greater than the premium paid.
  • Liquidity to the policy owner should an emergency arise.
  • Benefits for home health care or nursing home care.
  • Easy issue - no exam, blood, or urine.
  • Competitive commission!

Advantage to Client:

  • Competitive initial death benefit with potential for greater death benefit increases than traditional life plans.
  • No more premium payment.
  • Access to current death benefit for terminal illness, home health care or nursing home care.
  • Guaranteed coverage to age 120 regardless of future interest rates.
Discover the benefits of single premium life with our free guide.

SPL Guide

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Single premium life options for qualified & non-qualified money.

Qualified vs Non-Qualified Money

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Get single premium life product information.

Product Information

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Long-Term Care Insurance

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Discover your single premium life prospects.

SPL Prospects

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Single premium life options for qualified & non-qualified money.

Stand alone vs combo LTC

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See the OneAmericaStory.

The OneAmerica Story - Client

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See the OneAmericaStory.

The OneAmerica Story - Agent

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Life Line News

Life Line Newsletter | February 1st

  • Protective | Reprice alert
  • F&G | Life sales highlights
  • Hero Life | Instant Issue Term life insurance up to $2,000,000
  • Cincinnati Insurance | Thank you for always insuring something good
  • MassMutual | 2023 federal tax information
  • Legal & General | LGA is here for you to start 2023 strong
  • North American | How can you take advantage of increased premium limits?
  • The Cincinnati Life Insurance Company | Looking for a CD alternative
  • The Cincinnati Life Insurance Company | Microsite topic and product pages
  • North American | Funding an executive bonus arrangement with life insurance
  • Legal & General | No place like home
  • Foresters Financial | Bright future
  • Foresters Financial | Guide to Foresters member benefits
  • Pacific Life | PL Promise GUL
  • Liberty Bankers | Final expense program
  • Life Happens | Insure your love month
  • 2/6 Final Expense Monday Morning Motivator
  • 2/9 LTC coverage when clients need it, accumulation value when they don't
  • Life Markets Video Archives
  • Fast Start Cash Bonus | For Life Sales
  • Foresters Financial | Unlock more cash bonuses
  • Fast Start Cash Bonus | For Annuity Sales
  • Illinois Mutual | It's never too early to Insure Your Love!
  • Life Markets Leads Program

Life Line Newsletter | December 28th

  • Life and Annuity Sales Series
  • Legal & General | New year, new hours
  • North American | Violent Crime Control and Law Enforcement Act
  • 1/18 Un-miss Missed Opportunities
  • 1/26 Sales Seminar with Liberty Bankers Life
  • Life Markets Video Archives
  • Illinois Mutual | Ignite Your DI Sales (qualify through 1/21)
  • Life Markets Leads Program

Long-Term Care

At URL we offer stand-alone long-term care insurance (LTCi) products and life insurance with long term care riders to meet your clients’ needs, as well as:

  • The training, resources, and supplies you need.
  • Assistance with contracting, commissions, quotes, case design, underwriting, case management, and more!

Let us help you find the right LTC insurance products for your clients. For assistance with your next case, contact Steve Clemens or Joey Frey.

  1. Life Markets Marketing Tools
  2. Lead Programs
  3. Life Forms
  4. Life Markets Landing

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